Helpful Resources for California Residents
5.0
I have been with Lovering Ins. since about 1966. And my parents before that.
Thanks for the continued outstanding service.
Workers Compensation insurance is a required in almost every state. It covers the cost for benefits to employees with work-related injuries or illnesses, including medical, wage loss, and death benefits. Workers Comp is priced based on payroll and job classification. Depending on the size of your payroll, the classification of your workers and the state in which you do business, Workers Comp insurance costs can vary widely. Our agents are highly experienced in workers compensation requirements, coverages, and insurance availability. We also offer Experience Modification analysis, and can help with Return To Work programs and Case Management for larger businesses that have more complex Workers Compensation insurance needs.
Generally, you will file your claim directly with the insurance carrier you purchase a policy through. We can help facilitate that and help along the way with communication between you and the insurance company. We’re in this with you!
That’s okay! You can still get insurance quotes from ISU Lovering Insurance Services and leverage our expertise anytime. If we can do a better job, great! If not, at least you know your agent is working hard for you. ISU Lovering Insurance Services is a full service “digital-first” insurance agency, meaning we fully leverage technology to make the insurance experience better. If you want to take advantage of our Automatic Savings Program, and our streamlined self-service technology, we’d be happy to become your agent.
As a local agency in business for more than eight decades, we have the knowledge and experience necessary to drive personalized insurance solutions for our neighbors in San Carlos and surrounding California communities.
5.0
I have been with Lovering Ins. since about 1966. And my parents before that.
Thanks for the continued outstanding service.
Submit mortgagee change online
The easiest way to submit lender changes is online via our website.
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Find your insurance company using our directory to make a payment.

ISU Lovering Insurance Services is a member of the ISU Steadfast Independent Insurance Agency Network. Find out more about ISU Steadfast here. www.isusteadfast.com
Providing insurance in San Carlos and surrounding California areas.
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License #0429797