Start Quote

Additional Resources

Home / Additional Resources
Additional Resources2022-06-29T13:52:02-07:00

Helpful Resources for California Residents

Insurance FAQ

What is workers’ compensation insurance?2022-06-29T13:54:04-07:00

Workers Compensation insurance is a required in almost every state. It covers the cost for benefits to employees with work-related injuries or illnesses, including medical, wage loss, and death benefits. Workers Comp is priced based on payroll and job classification. Depending on the size of your payroll, the classification of your workers and the state in which you do business, Workers Comp insurance costs can vary widely. Our agents are highly experienced in workers compensation requirements, coverages, and insurance availability. We also offer Experience Modification analysis, and can help with Return To Work programs and Case Management for larger businesses that have more complex Workers Compensation insurance needs.

What if I have a claim?2022-06-29T13:54:04-07:00

Generally, you will file your claim directly with the insurance carrier you purchase a policy through. We can help facilitate that and help along the way with communication between you and the insurance company. We’re in this with you!

What if I already have another insurance agent?2022-06-29T13:54:04-07:00

That’s okay! You can still get insurance quotes from ISU Lovering Insurance Services and leverage our expertise anytime. If we can do a better job, great! If not, at least you know your agent is working hard for you. ISU Lovering Insurance Services is a full service “digital-first” insurance agency, meaning we fully leverage technology to make the insurance experience better. If you want to take advantage of our Automatic Savings Program, and our streamlined self-service technology, we’d be happy to become your agent.

View More

Since 1935

Consistent Quality

As a local agency in business for more than eight decades, we have the knowledge and experience necessary to drive personalized insurance solutions for our neighbors in San Carlos and surrounding California communities.

Learn more about us
0
Years in Business
0
States Licensed
0+
Insurance Companies
0
Team Members

5.0

I have been with Lovering Ins. since about 1966. And my parents before that.
Thanks for the continued outstanding service.

Sign In

Don’t have an account?