Life Insurance Experts in San Carlos CA

Protect What Matters Most

A proper Life Insurance policy can give you reassurance knowing that your finances and beneficiaries are secure – from temporary to permanent coverage.

At ISU Lovering Insurance Services, we understand that as things in your life change, so will your financial and insurance needs.

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Types of Life Insurance Plans

Life Insurance is one of the most important investments you can make. It’s an investment in yourself and the future of your loved ones, and it’s a way to secure your financial responsibilities to your family.

Protect what matters most in your life with a policy from ISU Lovering Insurance Services.

Why Life Insurance?

Life Insurance is one of the most important investments you can make. It’s an investment in yourself and the future of your loved ones, and it’s a way to secure your financial responsibilities to your family.

Your Life Insurance policy can be used to pay off debts and estate taxes, provide money for continuing mortgage payments, and keep your business up and running upon your passing. But most important, it can be used to ensure that your family’s dreams for the future become realities.

Personal Insurance in Chicago Illinois

What can life insurance cover?

At ISU Lovering Insurance Services, we make the process of buying life insurance extremely simple. We have access to a wide range of life insurance companies so we can survey the marketplace and based on your individual rating criteria, find the best possible life insurance policy at the best price.

Whatever your situation, we offer Life Insurance options, such as:

  • Individual Life Insurance
  • Group Life Insurance
  • Long-Term Care Insurance
  • Mortgage Protection Insurance
  • Disability Insurance
  • Second-To-Die Policy
  • Key Person (Key Men) Insurance

How much life insurance do I need?

A mistake that we often see people make is basing their life insurance coverage on a guess, or just grabbing a number out of thin air without realizing what the impact of inflation could have on their life insurance proceeds.

One of the benefits of working with an independent agent like us is that we can sit down, and through a comprehensive needs analysis, determine the exact amount of coverage you will need to protect the people who depend on you.

The amount of coverage you need depends on a number of different variables. Here are a few examples:

  • How many children you have

  • Your future earnings potential

  • Whether or not you’re married

  • Spouses future earnings potential

  • You and your spouse’s age

  • Amount of debt you have

ISU Lovering Insurance Services provides quality Life Insurance solutions for clients near San Carlos, San Jose, San Francisco, San Mateo, Palo Alto, and Santa Clara.

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Start your life insurance quote

ISU Lovering Insurance Services makes the process of finding the best life insurance company and price easy.
We do all the heavy lifting for you!

Start Life Quote