Many factors affect your insurance cost…

Trucking insurance is one of your largest costs for a trucking company. And the price seems to be rising. We know there is a lot that goes into calculating the cost of insurance for your trucking company. From the state you are located in to the product you haul and how far you haul that product; there are many different factors determining what you will pay. However, you do have control in that cost.

Just to give an example of how drivers can affect your business, we have a client with about 6 trucks that was quoted $211,000, but when 2 drivers were replaced, the premium dropped to $121,000! That’s a significant difference, $90,000 to be exact.

This calculator can’t tell you exactly how much you’ll pay, but it will help you understand what will cause you to pay more or less.*

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*The ranges you see indicated within this calculator are for ‘trucking for hire’ auto liability only (not for physical damage or cargo or any other coverage). At the bottom of the calculator, the ranges given for each truck type represent the most common lowest and highest annual insurance premiums.

NOTE that this calculator is for illustrative purposes only, so that you can see the factors that influence your insurance premiums. Your exact premium may vary significantly from the estimate given here. For a more accurate quote, please contact us and we will be happy to help!

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Since 1935

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As a local agency in business for more than eight decades, we have the knowledge and experience necessary to drive personalized insurance solutions for our neighbors in San Carlos and surrounding California communities.

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I have been with Lovering Ins. since about 1966. And my parents before that.
Thanks for the continued outstanding service.