Make sure your livelihood is protected. Everyone understands the importance of maintaining insurance on a car or a house, but if a tractor is part of your livelihood, it's a vital investment that should be covered against damage and loss.
Tractors are often vulnerable to the same issues as vehicles and homes, including weather, accidents, and mechanical wear and tear. In fact, many tractor owners have relied on insurance to deal with unfortunate situations such as theft, vandalism, burglary, and fires caused by lubricant leaks. Most of these issues are not caused by owner-operator error and could be covered by insurance.