A great amount of responsibility goes into running a farm or ranch. From the operation of farm machinery and equipment to the sometimes unpredictable nature of barnyard animals, farmers are subject to a much higher risk of liability than other property owners. ISU Lovering Insurance Services understands this risk, and is proud to offer complete liability protection for you and your agribusiness.
Under a standard Farm Liability Insurance policy, ISU Lovering Insurance Services will help cover the expenses in which you become legally obligated to pay for bodily injury claims on your property and damages to another person’s property as a result of a covered accident.
Some common liability expenses covered under your policy include:
- Attorney fees and court costs
- Medical expenses for people injured on your property
- Injury or damage to another’s property caused by your animals
- Other claims for injury resulting from specific farm operations